Largest banks and credit unions in Michigan by assets
| Name | City | Type | Total assets ($) |
|---|---|---|---|
| Lake Michigan | Grand Rapids | Credit union | 17,260,743,113 |
| Michigan State University | East Lansing | Credit union | 8,868,387,451 |
| Dfcu Financial | Dearborn | Credit union | 8,040,188,023 |
| Northpointe Bank | Grand Rapids | Bank | 7,529,347,000 |
| First National Bank of America | East Lansing | Bank | 6,818,824,000 |
| Genisys | Auburn Hills | Credit union | 6,556,444,987 |
| Mercantile Bank | Grand Rapids | Bank | 6,240,347,000 |
| Independent Bank | Grand Rapids | Bank | 5,656,124,000 |
| ChoiceOne Bank | Sparta | Bank | 4,453,559,000 |
| United | St Joseph | Credit union | 4,432,382,368 |
| Michigan Schools And Government | Clinton Townshi | Credit union | 4,410,506,964 |
| Advia | Kalamazoo | Credit union | 4,061,354,967 |
| Macatawa Bank, National Association | Holland | Bank | 3,689,079,000 |
| Bank of Ann Arbor | Ann Arbor | Bank | 3,496,950,000 |
| Consumers | Oshtemo | Credit union | 2,892,576,166 |
| Lake Trust | Brighton | Credit union | 2,883,605,365 |
| Dow | Midland | Credit union | 2,624,925,709 |
| Elga | Grand Blanc | Credit union | 2,498,921,108 |
| Dort Financial | Grand Blanc | Credit union | 2,444,951,051 |
| Isabella Bank | Mount Pleasant | Bank | 2,170,035,000 |
| Community Choice | Farmington Hill | Credit union | 2,115,854,254 |
| Honor | Berrien Springs | Credit union | 1,883,528,208 |
| Credit Union One | Ferndale | Credit union | 1,813,137,085 |
| Southern Michigan Bank & Trust | Coldwater | Bank | 1,681,505,000 |
| Financial Plus | Flint | Credit union | 1,669,995,828 |
The full list includes every bank or credit union in Michigan with street address, ZIP and phone number, plus every other state.
Michigan cities with the most banks and credit unions
- Grand Rapids: 12
- Muskegon: 9
- Saginaw: 8
- Detroit: 6
- Lansing: 6
- Alpena: 5
- Warren: 5
- Auburn Hills: 4
- Battle Creek: 4
- Escanaba: 4
Charter types in Michigan
- State credit union: 111
- Federal credit union: 58
- State bank (not Fed member): 35
- State bank (Fed member): 23
- National bank: 11
- Federal savings bank: 3
Where does this data come from?
FDIC BankFind institution data (October 2026) and NCUA credit union call report data (June 30, 2026). Banks list their website and credit unions list their main office phone. Phone numbers are main lines published by the government. No personal names or personal contact details are included.